Frequently Asked Questions

Buying a Home

How much do I need for a down payment?

In Canada, the minimum down payment depends on the purchase price of the home. Many buyers can purchase with as little as 5% down, but your lender can help determine what works best for your situation.

Should I get pre-approved before looking at homes?

Yes! Getting pre-approved helps you understand your budget, monthly payments, and strengthens your position when making an offer.

What costs should I expect besides the purchase price?

In addition to your down payment, buyers should budget for legal fees, home inspections, moving expenses, utility setup costs, and adjustments such as property taxes or condo fees.

How long does the buying process take?

Every situation is different, but once an offer is accepted, possession typically takes anywhere from 30–90 days depending on the agreement between buyer and seller.

Do I need a home inspection?

A home inspection is highly recommended. It provides insight into the condition of the property and can help identify potential repairs or maintenance concerns before purchasing.

Selling a Home

How do you determine my home’s value?

I compare recent sales, current competition, market trends, location, condition, and features of your property to help determine a competitive listing price.

How long will it take to sell my home?

The timeline depends on market conditions, pricing, location, and property type. Some homes sell quickly, while others may take longer depending on buyer demand.

What should I do before listing my home?

Simple improvements such as decluttering, deep cleaning, touch-up paint, landscaping, and staging can help your home make a strong first impression.

How will my home be marketed?

Your home will be marketed through MLS®, Realtor.ca, social media, professional photography, online advertising, agent networking, and my buyer database to maximize exposure.

Can I sell and buy at the same time?

Absolutely. I can help coordinate timelines and strategies to make the transition as smooth as possible.

Market & Local Questions

What areas do you serve?

I proudly help clients throughout Central Alberta, including Red Deer, Lacombe, Sylvan Lake, Blackfalds, Penhold, Innisfail and surrounding communities.

Is now a good time to buy or sell?

The market is always changing, and the right timing depends on your goals. I’m happy to provide current market information and help you decide what makes the most sense for your situation.

What types of properties do you specialize in?

I work with a variety of property types including detached homes, condos, acreages, suited properties, recreational properties, and investment properties.

Working With Me

Why should I work with Jenna Smith?

I focus on honest communication, local market knowledge, strong marketing strategies, and personalized service to help make buying or selling as stress-free as possible.

How do I get started?

The best place to start is with a quick conversation about your goals. Whether you’re buying, selling, or just exploring your options, I’d love to help guide you through the process.

Do you work with first-time buyers?

Absolutely! I enjoy helping first-time buyers understand the process and feel confident every step of the way.

How can I contact you?

You can contact me anytime through the contact form on my website, by phone, email, or through my social media pages.